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Just wanted to give everyone the heads up to be very careful now during the holidays. I just received a phone call from Target financial asking me if I applied for a credit card recently. The crazy thing is they called me on my cell phone...So apparently the thief had some wrong info and it raised a red flag so they did not approve the credit card and called me. I then had to call the credit bureau to put the red flag on my name. So now if any other credit cards are being applied for they will call me on the cell...this totally ruined my night...2 hours on the phone..I cannot imagine how they had my SS# and my name. I am so careful but apparently not careful enough...So i just wanted to give the heads up to everyone to be on the top of your game when it comes to your name...I am so glad they did not approve it...Now i have to go to the police station to file a report. I hope they catch this low life...Cameras are a great tool especially when they have the register this person applied for the credit card. Has this happened to anyone else?
 

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holy crap - that sucks!!!

how do you think they got the initial info to try to do this??
 

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Not cool JP, I am glad they caught it. I had the same thing happen a couple of months ago. Stay on top if it.....good luck!

CJ
 

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Sorry to hear that. This can be a real pain in the a$$. I hope you can get it cleared up quickly.
 

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TVDinner wrote:
holy crap - that sucks!!!

how do you think they got the initial info to try to do this??
James i am so confused...I have no idea..and the thief did this in NY. I dont use my info for anything and never over the phone....:madd
 

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It's very weird how they get the info and sometimes there appears to be no rhyme or reason....my deal happened in Florida (I'm in Seattle) of all places. The good news is that they (credit bureaus) are better prepared these days to handle these situations.

CJ


Jackprime1 wrote:
TVDinner wrote:
holy crap - that sucks!!!

how do you think they got the initial info to try to do this??
James i am so confused...I have no idea..and the thief did this in NY. I dont use my info for anything and never over the phone....:madd
 

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Seattle wrote:
It's very weird how they get the info and sometimes there appears to be no rhyme or reason....my deal happened in Florida (I'm in Seattle) of all places. The good news is that they (credit bureaus) are better prepared these days to handle these situations.

CJ


Jackprime1 wrote:
TVDinner wrote:
holy crap - that sucks!!!

how do you think they got the initial info to try to do this??
James i am so confused...I have no idea..and the thief did this in NY. I dont use my info for anything and never over the phone....:madd
It happened to my sister in law and the low life bought a Cadillac escalade....:madd
 

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Figures....Escalade, geez!

CJ

Jackprime1 wrote:
Seattle wrote:
It's very weird how they get the info and sometimes there appears to be no rhyme or reason....my deal happened in Florida (I'm in Seattle) of all places. The good news is that they (credit bureaus) are better prepared these days to handle these situations.

CJ


Jackprime1 wrote:
TVDinner wrote:
holy crap - that sucks!!!

how do you think they got the initial info to try to do this??
James i am so confused...I have no idea..and the thief did this in NY. I dont use my info for anything and never over the phone....:madd
It happened to my sister in law and the low life bought a Cadillac escalade....:madd
 

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So i have an update...Today i received a call from AT&t...apparently the loser lowlife tried to open an account with them and ordered 2 Iphone's and was sending it to PA...I am afraid to find out what else was done when my credit report shows up...Who knows when this started and what damage was done already...I have to say Freeks...This has totally stressed me out and I feel so uncomfortable that someone has all my info and is trying to do what ever they want with it...I truly hope this person is caught by the police because if I find out who is doing this...they are gonna wish it was the police...
 

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Not like that, I found a $3000 charge off on one of my credit reports 10 years ago for a card I never had. The thief had got the card in my name.
I had to fight and prove I didn't never live in Portland OR.
I ended up not having to pay anything and the false record was removed after 7 years.
No matter how much I argued the point with TransUnion, I think, they would not remove the record because the creditor, Bank of America kept on sending the false data to them. After seven years it dropped off naturally.
 

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WOW!!!

Sorry to hear that this is going on for you! I hope they catch whomever is doing this and that there are no negative consequences for you!



Jackprime1 wrote:
So i have an update...Today i received a call from AT&t...apparently the loser lowlife tried to open an account with them and ordered 2 Iphone's and was sending it to PA...I am afraid to find out what else was done when my credit report shows up...Who knows when this started and what damage was done already...I have to say Freeks...This has totally stressed me out and I feel so uncomfortable that someone has all my info and is trying to do what ever they want with it...I truly hope this person is caught by the police because if I find out who is doing this...they are gonna wish it was the police...
 

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JP this happened to me in june the cc company cought it right away had to get a new card and change all my pass codes for safety sake on everything. Sorry this happened to you
 

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Damn JP! I really feel for you my man. I hope they catch up to this POS and soon! Someone snagged my cc online a couple of months ago and tried to charge something at a grocery chain in England. That sent up an immediate red flag and they shut it down and issued me a new card. I got lucky!
 

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Sorry to hear about that JP, this also happened to me and my father we both have the same name. First it happened to him, someone bought a car under his name and SS#. He fought it and was taken off his credit report and then like almost 10 years later I get a thing in the mail from collections for that same crap same car. They were trying to pin it on my credit report, I had to fight that crap too and get it off. It does really suck and very stressful.
 

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I just want to say thank you to everyone for the kind words it actually helps me feel a little better...I will keep everyone updated on whats going on and if they catch this slime bucket..
 

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i had someone steal my credit card info, make a fake card, and purchase a computer and sneakers in FL. i live in PA and wasn't in FL anywhere near the time this happened.
 

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I'm sorry this happened to you, Jack. It stinks that people out there steal and what not, but I guess it's not going to change any time soon so your warning is something we ALL need to take seriously. If you ever figure out how they got your social, please let us know.

Best of luck getting this straightened out with a minimum of (additional) headaches.

David
 

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argabright wrote:
I'm sorry this happened to you, Jack. It stinks that people out there steal and what not, but I guess it's not going to change any time soon so your warning is something we ALL need to take seriously. If you ever figure out how they got your social, please let us know.

Best of luck getting this straightened out with a minimum of (additional) headaches.

David
Thanks David much appreciated..I will definitely let everyone know if I end up finding out how this happened...I may never know but I sure will try my best to find out...
 

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This unfortunately is the new crime of the century. The internet can be your best friend and your worst enemy. I believe that most of the personal information is being stolen off of the web. I'm currently investigating cases where criminals will park near a gas station and when you swipe your credit card at the pump these folks intercept the transmission between the pump and the gas stations computer. It is all being done electronically. Be careful at all times. Try to use cash when you can and always be cautious when making online purchases.
 

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Watchguru58 wrote:
This unfortunately is the new crime of the century. The internet can be your best friend and your worst enemy. I believe that most of the personal information is being stolen off of the web. I'm currently investigating cases where criminals will park near a gas station and when you swipe your credit card at the pump these folks intercept the transmission between the pump and the gas stations computer. It is all being done electronically. Be careful at all times. Try to use cash when you can and always be cautious when making online purchases.
Thanx WG58 for the tip...I will keep that in mind and try to use cash more often.
 
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